How Are the Best Agencies Approaching Growth, Hiring, and Technology?

August is an exciting time of year for many. For families, school is back in session, bringing relief, excitement, and opportunity. For fanatics, football season is nearly here, ushering in championship daydreams and inevitable heartbreak. For independent agent nerds, Reagan Consulting and the Big “I” proffer the 2026 Best Practices Study Update, presenting excellent information…

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What Independent Agencies Can Learn From The Market’s Next Chapter

For the past several years, independent agencies have navigated a hard market defined by rising premiums, limited carrier appetite, and difficult client conversations. Now, signs are emerging that conditions are beginning to shift. But what does that transition really look like at the agency level?  Recently, Jeff Smith, CEO of IA Valuations and OIA, sat down with…

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From Revenue Folklore to Real Value: Understanding EBITDA

One of the most common questions we receive from agency owners is, “Why does everyone keep talking about EBITDA?” Whether they are preparing for a valuation, considering a perpetuation plan, or simply trying to understand what drives agency value, many agency owners encounter EBITDA without fully understanding why it has become the industry’s preferred measuring…

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